Real-world assets, brought onchain.
Universal DeFi is building a single platform to tokenize real-world and financial assets, from onboarding the issuer to issuing the token that represents their asset.
Onboarding and issuance, in one place.
Universal DeFi plans to offer issuers a single service: onboard the asset, then create and issue the token that represents it. It will start with a limited set of real-world assets that are simpler to tokenize.
Onboard
Confirm the issuer's identity, screen for illicit activity, and verify that they own the asset, under KYC and AML rules.
Issue
Create and issue the token that represents the asset, in a separate environment kept for that project.
Control
The issuer holds the approvals needed to move the token, and can mint or burn it.
List
If the issuer wants, Universal DeFi can help list the token or make introductions to liquidity providers.
No single participant can act alone.
Universal DeFi plans to secure each token with multi-party computation: the authority to approve a transaction is split across several parties, so none of them can act on their own. Every token project gets its own environment.
- The issuer holds the keysThe issuer controls its own environment and holds the approvals needed to authorize transactions affecting its token.
- Run by a security specialistThe control layer is provided by a third-party digital-asset security provider, with a separate environment for each project.
- Recovery is built inThe design is expected to include disaster-recovery services to restore access in certain failure scenarios.
Starting with the assets that are simplest to tokenize.
The platform is meant to support a wide range of assets over time. It will begin with a limited number of real-world assets.
Precious metals
Physical goods like precious metals, where the platform can confirm ownership and represent it as a token.
Collectibles
Real-world items whose ownership is verified at onboarding, before a token is issued.
Reviewed jurisdiction by jurisdiction.
Rules for tokenized and digital assets are new and still changing. Universal DeFi plans to check what applies in each jurisdiction.
KYC & AML at onboarding
The platform verifies identity, screens for illicit activity, and confirms ownership before a token is issued.
Left to the issuer
The issuer is responsible for checks on individual token holders. Universal DeFi may offer identity tools where a jurisdiction requires them.
Depends on the asset
Whether a token counts as a security, a commodity, or something else depends on the underlying asset and the jurisdiction.
Frequently asked questions
It's representing ownership of a real-world or financial asset as a digital token recorded on a blockchain, a shared record kept across many computers at once, with no single controlling authority.
The platform is designed to support a range of asset types, which may include commodities such as precious metals and other assets such as collectibles. It will start with a limited number of real-world assets that are simpler to tokenize.
The issuer. It keeps sole control of its token, including the ability to create more (minting) or remove some from circulation (burning).
A way of securing a digital asset where the authority to approve a transaction is split across several parties or systems, so no single participant can act alone.
No. Universal DeFi does not intend to provide brokerage, custody, fund administration, transfer-agent, or trading-venue services, and it does not act as a market maker or provide liquidity. It provides the onboarding and the technology to tokenize an asset.
Not yet. The platform is in development and has not started operating. What's described here reflects current plans, which may change.
Ownership, recorded on a blockchain.
A token represents ownership of a real-world asset, recorded on a shared ledger and controlled by its issuer.
Stay informed about Universal DeFi's next chapter.
Universal DeFi is building the platform to bring real-world assets onchain. Join the mailing list to follow along.
Join The Mailing List